{"id":3335,"date":"2022-11-04T20:34:49","date_gmt":"2022-11-04T20:34:49","guid":{"rendered":"https:\/\/informacaoevalor.com\/?p=3335"},"modified":"2022-12-01T12:57:41","modified_gmt":"2022-12-01T12:57:41","slug":"saiba-como-solicitar-a-antecipacao-do-fgts","status":"publish","type":"post","link":"https:\/\/informacaoevalor.com\/it\/saiba-como-solicitar-a-antecipacao-do-fgts\/","title":{"rendered":"Scopri tutto sull&#039;anticipazione FGTS"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-continue-lendo-para-saber-mais-sobre-a-antecipacao-do-fgts\">Continua a leggere per saperne di pi\u00f9 sull&#039;anticipazione FGTS<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-1024x538.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3338\" width=\"903\" height=\"474\" srcset=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-1024x538.jpg 1024w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-300x158.jpg 300w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-768x403.jpg 768w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1.jpg 1200w\" sizes=\"(max-width: 903px) 100vw, 903px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >(Immagine: Internet)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Fare domanda per FGTS in anticipo pu\u00f2 essere la soluzione migliore per chi ha bisogno di contanti veloci. Se devi saldare un debito, acconto su un appartamento o un&#039;auto, il prestito personale garantito dalla FGTS \u00e8 l&#039;opzione migliore. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>L&#039;anticipo del FGTS \u00e8 come un prestito che ti permette di anticipare il prelievo del tuo compleanno fino a 10 anni (pu\u00f2 variare a seconda della banca). In questo modo non \u00e8 necessario attendere il mese del proprio compleanno per prelevare gli importi dal fondo di garanzia. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-jk12m\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/informacaoevalor.com\/it\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Scopri come richiedere l&#039;anticipo FGTS\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/Saque-do-FGTS-na-Caixa-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/informacaoevalor.com\/it\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Scopri come richiedere l&#039;anticipo FGTS\">\n            Scopri come richiedere l&#039;anticipo FGTS        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tutto quello che devi sapere per richiedere il tuo anticipo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/informacaoevalor.com\/it\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/informacaoevalor.com\/it\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/Saque-do-FGTS-na-Caixa-2.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Scopri come richiedere l&#039;anticipo FGTS              <\/p>\n              <a href=\"https:\/\/informacaoevalor.com\/it\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai su questo sito              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Accendendo ora il prestito, puoi ricevere gli importi entro 1 giorno lavorativo e restituirli con gli interessi alla finanziaria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Vuoi sapere come richiedere il tuo Anticipo FGTS? Leggi gli argomenti di seguito: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cos&#039;\u00e8 l&#039;FGTS;<\/li><li>Come richiedere l&#039;Anticipazione FGTS;<\/li><li>Come aderire alla modalit\u00e0 compleanno-ritiro;<\/li><li>Chi pu\u00f2 presentare domanda;<\/li><li>Requisiti.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-o-fgts\">Cos&#039;\u00e8 FGT?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il FGTS (Fondo di Garanzia Investimenti) corrisponde a 8% della retribuzione del lavoratore. Tale importo viene trattenuto dalla retribuzione e versato mensilmente dall&#039;azienda nel fondo di garanzia del dipendente. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il TFR non \u00e8 altro che la somma di questi depositi che ogni mese vengono versati dal datore di lavoro. Tale importo \u00e8 garantito dalla CLT e appartiene al dipendente. Tuttavia, ci sono alcune regole per il lavoratore per ritirare il FGTS. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Nel caso di Anticipazione FGTS la modalit\u00e0 deve essere \u201critiro compleanno\u201d. Questo tipo di modalit\u00e0 consente al dipendente di ricevere una quota della FGTS ogni anno, nel mese del suo compleanno. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-solicitar-a-antecipacao-do-fgts\">Come richiedere FGTS Advance?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ad oggi, pi\u00f9 di 70 istituti finanziari sono autorizzati dalla Caixa Econ\u00f4mica Federal a mettere a disposizione prestiti con pagamento anticipato della FGTS a garanzia. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La banca BMG, che \u00e8 una delle banche pi\u00f9 conosciute del Brasile, consente di anticipare il ritiro del compleanno fino a 10 anni. Il prestito personale garantito da FGTS dalla banca BMG ha un tasso di 1.89% al mese. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dopo la richiesta, l&#039;importo cadr\u00e0 sul conto entro 1 giorno lavorativo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ci sono altri istituti finanziari che forniscono questo servizio, come C6 Bank, Caixa Econ\u00f4mica Federal, Banco do Brasil, Sicredi e Banco Pan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Se hai un conto presso uno di questi istituti, puoi accedere all&#039;App o al sito della banca per effettuare una simulazione di prestito. Pertanto, sei a conoscenza delle condizioni del servizio (tariffe e fino a quanti anni puoi anticipare). <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Se non hai un conto presso nessuna di queste banche, controlla se la tua banca \u00e8 autorizzata da Caixa a fornire questo tipo di servizio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Caixa Econ\u00f4mica Federal precisa che per effettuare una sola simulazione di prestito non \u00e8 necessario effettuare la modifica al prelievo di compleanno. Questa modifica dovrebbe essere effettuata solo quando il lavoratore \u00e8 sicuro di volerlo fare <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-aderir-a-modalidade-saque-aniversario\">Come aderire alla modalit\u00e0 recesso-compleanno? <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esistono 2 tipi di modalit\u00e0 per il ritiro del FGTS, sono il ritiro-anniversario e il ritiro-ritiro. Optando per il recesso-recesso, il lavoratore potr\u00e0 ritirare integralmente il proprio fondo di garanzia solo in caso di licenziamento senza giusta causa. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Optando per l&#039;adesione al prelievo compleanno \u00e8 possibile prelevare parte del saldo FGTS annualmente, nel mese del compleanno del lavoratore. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Come accennato in precedenza, per poter anticipare i valori del fondo di garanzia, \u00e8 necessario che la modalit\u00e0 FGTS sia per il prelievo di compleanno. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Non sai come aderire a questa modalit\u00e0? Di seguito ti mostreremo passo dopo passo, vedi: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Scarica l&#039;app FGTS<\/li><li>Se hai un account, effettua il login<\/li><li>Se non hai un account, dovrai crearne uno. <\/li><li>Dopo aver effettuato l&#039;accesso, fare clic su &quot;Recesso di compleanno&quot;<\/li><li>Fai clic su &quot;Opta per l&#039;incasso dell&#039;anniversario&quot;<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pronto! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dopo aver optato per il recesso per il compleanno, la validit\u00e0 sar\u00e0 immediata in base alla data in cui hai optato per la modalit\u00e0. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quem-pode-solicitar\">Chi pu\u00f2 candidarsi? <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Qualsiasi lavoratore, che ha lavorato in regime CLT (occupato o disoccupato), e che ha un saldo nei propri conti attivi e inattivi, pu\u00f2 richiedere l&#039;anticipo del FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>I conti attivi sono i conti in cui l&#039;attuale societ\u00e0 deposita ogni mese. I conti inattivi sono quelli in cui i precedenti datori di lavoro hanno effettuato il deposito e l&#039;importo non \u00e8 stato ancora prelevato. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-requisitos\">Requisiti<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Per richiedere il prestito, ci sono alcuni requisiti che devono essere soddisfatti, controlla di seguito: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Avere pi\u00f9 di 18 anni;<\/li><li>Avere un saldo nel conto FGTS;<\/li><li>Avere un conto in banca;<\/li><li>Consentire all&#039;istituto finanziario di avere accesso ai dati FGTS;<\/li><li>Avere il tuo CPF in regola con il Federal Revenue Service;<\/li><li>Fai la scelta per il ritiro del compleanno nell&#039;app FGTS.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p> <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Scopri come richiedere in anticipo il tuo FGTS senza dover pagare rate mensili e senza compromettere il tuo budget. <\/p>","protected":false},"author":18,"featured_media":3337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Saiba tudo sobre a antecipa\u00e7\u00e3o do FGTS - Informa\u00e7\u00e3o &amp; 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