{"id":3335,"date":"2022-11-04T20:34:49","date_gmt":"2022-11-04T20:34:49","guid":{"rendered":"https:\/\/informacaoevalor.com\/?p=3335"},"modified":"2022-12-01T12:57:41","modified_gmt":"2022-12-01T12:57:41","slug":"saiba-como-solicitar-a-antecipacao-do-fgts","status":"publish","type":"post","link":"https:\/\/informacaoevalor.com\/fr\/saiba-como-solicitar-a-antecipacao-do-fgts\/","title":{"rendered":"Tout savoir sur l&#039;anticipation FGTS"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-continue-lendo-para-saber-mais-sobre-a-antecipacao-do-fgts\">Continuez \u00e0 lire pour en savoir plus sur l&#039;anticipation FGTS<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-1024x538.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-3338\" width=\"903\" height=\"474\" srcset=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-1024x538.jpg 1024w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-300x158.jpg 300w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1-768x403.jpg 768w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/saque-aniversario-fgts-1-1.jpg 1200w\" sizes=\"(max-width: 903px) 100vw, 903px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >(Image : Internet)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Faire une demande de FGTS \u00e0 l&#039;avance peut \u00eatre la meilleure solution pour ceux qui ont besoin d&#039;argent rapidement. Si vous avez besoin de r\u00e9gler une dette, un acompte sur un appartement ou une voiture, le pr\u00eat personnel garanti par le FGTS est la meilleure option. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>L&#039;anticipation du FGTS s&#039;apparente \u00e0 un pr\u00eat qui vous permet d&#039;anticiper votre pr\u00e9l\u00e8vement anniversaire jusqu&#039;\u00e0 10 ans (cela peut varier selon les banques). Ainsi, il n&#039;est pas n\u00e9cessaire d&#039;attendre le mois de votre anniversaire pour retirer les sommes du fonds de garantie. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-jk12m\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/informacaoevalor.com\/fr\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"D\u00e9couvrez comment demander une anticipation FGTS\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/Saque-do-FGTS-na-Caixa-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/informacaoevalor.com\/fr\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"D\u00e9couvrez comment demander une anticipation FGTS\">\n            D\u00e9couvrez comment demander une anticipation FGTS        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tout ce que vous devez savoir pour demander votre avance.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/informacaoevalor.com\/fr\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuer la conf\u00e9rence            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/informacaoevalor.com\/fr\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/10\/Saque-do-FGTS-na-Caixa-2.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                D\u00e9couvrez comment demander une anticipation FGTS              <\/p>\n              <a href=\"https:\/\/informacaoevalor.com\/fr\/antecipacao-do-fgts-saiba-o-que-e-e-como-solicitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuer la conf\u00e9rence                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Je me reposerai sur mon propre site Web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En souscrivant le pr\u00eat maintenant, vous pouvez recevoir les montants dans un d\u00e9lai d&#039;un jour ouvrable et les retourner avec int\u00e9r\u00eats \u00e0 l&#039;institution financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Voulez-vous savoir comment demander votre avance FGTS\u00a0? Lisez les sujets ci-dessous\u00a0: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Qu&#039;est-ce que le FGTS\u00a0;<\/li><li>Comment postuler au FGTS Anticipation\u00a0;<\/li><li>Comment adh\u00e9rer \u00e0 la modalit\u00e9 anniversaire-retrait\u00a0;<\/li><li>Qui peut postuler\u00a0?<\/li><li>Exigences.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-o-fgts\">Qu&#039;est-ce que le FGTS ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Le FGTS (Fonds de Garantie des Investissements) correspond \u00e0 8% du salaire du travailleur. Ce montant est d\u00e9duit du salaire et est d\u00e9pos\u00e9 chaque mois par l&#039;entreprise dans le fonds de garantie des salari\u00e9s. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Le fonds d&#039;indemnit\u00e9 de d\u00e9part n&#039;est rien de plus que le total de ces d\u00e9p\u00f4ts qui sont d\u00e9pos\u00e9s par l&#039;employeur chaque mois. Ce montant est garanti par la CLT et appartient au salari\u00e9. Cependant, il existe certaines r\u00e8gles pour que le travailleur retire le FGTS. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dans le cas de FGTS Anticipation, la modalit\u00e9 doit \u00eatre &quot;retrait anniversaire&quot;. Ce type de modalit\u00e9 permet au salari\u00e9 de percevoir une partie du FGTS chaque ann\u00e9e, au mois de son anniversaire. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-solicitar-a-antecipacao-do-fgts\">Comment postuler \u00e0 FGTS Advance ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Aujourd&#039;hui, plus de 70 institutions financi\u00e8res sont autoris\u00e9es par Caixa Econ\u00f4mica Federal \u00e0 accorder des pr\u00eats avec paiement anticip\u00e9 du FGTS comme garantie. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La banque BMG, qui est l&#039;une des banques les plus connues au Br\u00e9sil, permet d&#039;anticiper le retrait anniversaire jusqu&#039;\u00e0 10 ans. Le pr\u00eat personnel garanti par FGTS aupr\u00e8s de la banque BMG a un taux de 1.89% par mois. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Apr\u00e8s la demande, le montant tombera sur le compte dans un d\u00e9lai d&#039;un jour ouvrable. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il existe d&#039;autres institutions financi\u00e8res qui offrent ce service, telles que C6 Bank, Caixa Econ\u00f4mica Federal, Banco do Brasil, Sicredi et Banco Pan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si vous avez un compte dans l&#039;un de ces \u00e9tablissements, vous pouvez acc\u00e9der \u00e0 l&#039;App ou au site internet de la banque pour effectuer une simulation de pr\u00eat. Ainsi, vous \u00eates au courant des conditions de service (tarifs et jusqu&#039;\u00e0 combien d&#039;ann\u00e9es vous pouvez anticiper). <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si vous n&#039;avez pas de compte dans l&#039;une de ces banques, v\u00e9rifiez si votre banque est autoris\u00e9e par Caixa \u00e0 fournir ce type de service.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Caixa Econ\u00f4mica Federal pr\u00e9cise que pour effectuer une seule simulation de pr\u00eat, il n&#039;est pas n\u00e9cessaire de modifier le pr\u00e9l\u00e8vement anniversaire. Ce changement ne devrait \u00eatre effectu\u00e9 que lorsque le travailleur est certain de vouloir <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-aderir-a-modalidade-saque-aniversario\">Comment adh\u00e9rer \u00e0 la modalit\u00e9 anniversaire-retrait ? <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il existe 2 types de modalit\u00e9s de retrait du FGTS, ce sont le retrait-anniversaire et le retrait-r\u00e9siliation. En optant pour le retrait-r\u00e9siliation, le travailleur ne pourra retirer l&#039;int\u00e9gralit\u00e9 de son fonds de garantie qu&#039;en cas de licenciement sans juste motif. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En optant pour l&#039;adh\u00e9sion au pr\u00e9l\u00e8vement anniversaire, il est possible de pr\u00e9lever une partie du solde FGTS annuellement, dans le mois de l&#039;anniversaire du travailleur. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Comme nous l&#039;avons mentionn\u00e9 ci-dessus, afin d&#039;anticiper les valeurs du fonds de garantie, il est n\u00e9cessaire que la modalit\u00e9 FGTS soit pour le retrait d&#039;anniversaire. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Vous ne savez pas comment rejoindre cette modalit\u00e9 ? Ci-dessous, nous vous montrerons \u00e9tape par \u00e9tape, voir: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>T\u00e9l\u00e9chargez l&#039;application FGTS<\/li><li>Si vous avez un compte, veuillez vous connecter<\/li><li>Si vous n&#039;avez pas de compte, vous devrez en cr\u00e9er un. <\/li><li>Apr\u00e8s vous \u00eatre connect\u00e9, cliquez sur &quot;Anniversaire Retrait&quot;<\/li><li>Cliquez sur &quot;Opter pour le retrait d&#039;anniversaire&quot;<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pr\u00eat! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Apr\u00e8s avoir opt\u00e9 pour le retrait anniversaire, la validit\u00e9 sera imm\u00e9diate en fonction de la date \u00e0 laquelle vous avez opt\u00e9 pour la modalit\u00e9. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quem-pode-solicitar\">Qui peut postuler ? <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tout travailleur, qui a travaill\u00e9 sous le r\u00e9gime CLT (salari\u00e9 ou au ch\u00f4mage), et qui a un solde dans ses comptes actifs et inactifs, peut demander l&#039;anticipation du FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Les comptes actifs sont les comptes dans lesquels la soci\u00e9t\u00e9 actuelle d\u00e9pose chaque mois. Les comptes inactifs sont ceux o\u00f9 les employeurs pr\u00e9c\u00e9dents ont effectu\u00e9 le d\u00e9p\u00f4t et le montant n&#039;a pas encore \u00e9t\u00e9 retir\u00e9. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-requisitos\">Exigences<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pour faire une demande de pr\u00eat, certaines conditions doivent \u00eatre remplies, v\u00e9rifiez ci-dessous: <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>\u00catre \u00e2g\u00e9 de plus de 18 ans\u00a0;<\/li><li>Avoir un solde sur le compte FGTS\u00a0;<\/li><li>Avoir un compte bancaire;<\/li><li>Permettre \u00e0 l&#039;institution financi\u00e8re d&#039;avoir acc\u00e8s aux donn\u00e9es du FGTS\u00a0;<\/li><li>Avoir votre CPF en r\u00e8gle avec le Federal Revenue Service;<\/li><li>Faites le choix pour le retrait d&#039;anniversaire dans l&#039;application FGTS.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p> <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>D\u00e9couvrez comment demander votre FGTS \u00e0 l&#039;avance sans avoir \u00e0 payer des mensualit\u00e9s et sans compromettre votre budget. <\/p>","protected":false},"author":18,"featured_media":3337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Saiba tudo sobre a antecipa\u00e7\u00e3o do FGTS - Informa\u00e7\u00e3o &amp; 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