{"id":644,"date":"2022-01-10T17:02:30","date_gmt":"2022-01-10T17:02:30","guid":{"rendered":"https:\/\/informacaoevalor.com\/?p=644"},"modified":"2022-08-31T21:35:43","modified_gmt":"2022-08-31T21:35:43","slug":"precisando-de-credito-veja-dicas-para-aumentar-o-seu-score-no-serasa","status":"publish","type":"post","link":"https:\/\/informacaoevalor.com\/en\/precisando-de-credito-veja-dicas-para-aumentar-o-seu-score-no-serasa\/","title":{"rendered":"In need of credit? See tips to increase your Score on Serasa"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><em>Another year begins and with it the plans to earn more money. But for that, credit is often needed to be able to invest in these plans. See below how to increase your Serasa Score and get that credit.<\/em><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>All financial planning, whether personal or business, needs to consider the acquisition of credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Yes, very few people and companies have all the necessary capital to invest satisfactorily in the expansion of their businesses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Brazil has interest rates among the most expensive in the world, which ends up making this credit more expensive and making many people opt for more informal sources.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>However, the Serasa Score made it possible for banks and financial institutions to learn about customer profiles, thus being able to offer higher credit amounts and with lower interest rates.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-o-score-do-serasa-e-qual-a-sua-importancia\">What is the Serasa Score and why is it important?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The Serasa Score is the Brazilian credit score, which ranges from 0 to 1000 and indicates the consumer&#039;s chances of paying their bills on time. The higher your score, the more chances you have of getting credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Its function is to trace a financial history of each person and design a credit consumption profile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Therefore, whenever you make a credit request to buy a car, a property or even apply for a credit card or increase your limit, your Score is consulted.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>In addition, better rates and interest negotiations can be achieved if you have a good credit purchase profile.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-posso-melhorar-o-meu-score-do-serasa\">How can I improve my Serasa Score<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Serasa&#039;s own financial specialists give the necessary tips for this increase. Check out:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Planning and control<\/strong>: start planning what you can spend and avoid running away from this planning, except in urgent cases;<\/li><li><strong>negotiate your debts<\/strong>: look for your creditors and negotiate debts with them. A good suggestion is to have a good amount to offer a proposal in sight;<\/li><li><strong>Make your registration positive<\/strong>: Cadastro Positivo works like a financial curriculum, helping banks and financial institutions to know the profile of their customers, approving their credit requests more easily;<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image aligncenter size-full  w-full object-cover object-center border mx-auto wp-image-654\"><img width=\"600\" height=\"350\" loading=\"lazy\" src=\"http:\/\/143.244.166.245\/wp-content\/uploads\/2022\/08\/3-41.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-2466\" srcset=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/08\/3-41.jpg 600w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/08\/3-41-300x175.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >The Serasa Score is used by banking institutions when approving a credit request.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Pay your direct debit bills<\/strong>: Late accounts change the Score, which works dynamically. A good tip for not delaying your bills is to put them on automatic debit;<\/li><li><strong>Keep your data up to date<\/strong>: keeping your personal and contact details up-to-date gives greater reliability to your credit requests;<\/li><li><strong>End bad habits<\/strong>: cut unnecessary spending so you don&#039;t compromise all your monthly income and get into debt again.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Remembering that the Score does not increase overnight and it is therefore necessary to have a regulated financial life so that it can gradually rise.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changing habits regarding financial life must remain constant.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>In this way, the relationship with financial institutions will improve and the score will follow this improvement, bringing more credit opportunities.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Another year begins and with it the plans to earn more money. But to do this, credit is often needed to be able to invest in these plans. See below how to increase your Serasa Score and get this credit. All financial planning, whether personal or business, needs to consider the acquisition of credit.\u2026 <a class=\"more-link\" href=\"https:\/\/informacaoevalor.com\/en\/precisando-de-credito-veja-dicas-para-aumentar-o-seu-score-no-serasa\/\">Continue reading <span class=\"screen-reader-text\">In need of credit? See tips to increase your Score on Serasa<\/span><\/a><\/p>","protected":false},"author":18,"featured_media":2466,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Precisando de cr\u00e9dito? 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