{"id":164,"date":"2022-01-04T17:47:22","date_gmt":"2022-01-04T17:47:22","guid":{"rendered":"https:\/\/informacaoevalor.com\/?p=164"},"modified":"2022-08-31T22:03:13","modified_gmt":"2022-08-31T22:03:13","slug":"dpvat-sera-gratuito-em-2022-entenda","status":"publish","type":"post","link":"https:\/\/informacaoevalor.com\/en\/dpvat-sera-gratuito-em-2022-entenda\/","title":{"rendered":"DPVAT will be free in 2022. Understand"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><em>Insurance will have its payment amount zeroed in 2022. Understand in the article below.<\/em><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The month of January brings with it several extra expenses at the beginning of the year.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>And when it comes to vehicles, these charges are even higher.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>In addition to the IPVA and the Vehicle Licensing Fee, the DPVAT comes with them every year.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>However, 2022 started with good news.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>This is because despite the increase in the IPVA 2022, the DPVAT will be zeroed for the current year.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-o-dpvat\">What is DPVAT?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The DPVAT (Personal Damage by Land Motor Vehicles), is the mandatory insurance for personal injuries caused by vehicles, created in 1974.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>It is responsible for the comprehensive coverage of all victims of traffic accidents registered in the national territory.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The DPVAT has always been paid together with the first installment or with the single installment of the IPVA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>For vehicles exempt from IPVA, it was paid together with the annual licensing fee.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-dpvat-nao-e-mais-gerenciado-pela-seguradora-lider\">DPVAT is no longer managed by Seguradora L\u00edder<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image aligncenter size-full  w-full object-cover object-center border mx-auto wp-image-188\"><img width=\"600\" height=\"350\" loading=\"lazy\" src=\"http:\/\/143.244.166.245\/wp-content\/uploads\/2022\/08\/91.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-2559\" srcset=\"https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/08\/91.jpg 600w, https:\/\/informacaoevalor.com\/wp-content\/uploads\/2022\/08\/91-300x175.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >The DPVAT insurance was managed by the Lider insurance company until December 31, 2020.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Seguradora L\u00edder was created by the Conselho Nacional de Seguros Privados (CNSP) as a consortium to administer DPVAT as a specialized insurance company.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Its foundation was on 12\/07\/2007 and for 13 years it acted as DPVAT insurance administrator.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>However, on 11\/24\/2020, the Consortium was dissolved by the Assembly, resulting in the termination of subscriptions by Seguradora L\u00edder, as of 01\/01\/2021.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Since then, DPVAT funds have been managed by FDPVAT, a Caixa Econ\u00f4mica Federal fund.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-os-beneficios-do-dpvat\">What are the benefits of DPVAT?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>DPVAT offers three types of coverage:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Death<\/strong>: In this coverage, the beneficiaries are the legal heirs of the victims, in case of death of drivers, passengers or pedestrians, resulting from a traffic accident. The indemnity amount is R$ 13,500.00;<\/li><li><strong>Total or partial permanent disability<\/strong>: In this coverage, the beneficiary is the victim and is paid in cases of permanent loss or reduction, total or partial, of member(s) and\/or organ(s) functions. The impossibility of rehabilitation must be attested in a conclusive medical report. Indemnity amounts range from R$ 135 to R$ 13,500.00.;<\/li><li><strong>Medical and hospital expenses<\/strong>: In this coverage, the beneficiary is the victim who had disbursement with medical, hospital, supplementary or pharmaceutical assistance, resulting from the traffic accident. Expenses such as medication, exams, consultations, physiotherapy in the private health network are reimbursed considering the amounts spent and proven by the victim, up to R$ 2,700.00.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Remembering that DPVAT coverage is assured for a period of up to three years after the occurrence.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-o-dpvat-nao-cobre\">What does the DPVAT not cover?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Not all types of accidents and inconveniences in traffic are entitled to receive insurance.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Among the hypotheses not covered are:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Fines and other infractions imposed on the driver;<\/li><li>Personal injury not caused by land vehicles or their cargo;<\/li><li>Material damage, such as dents and other damage to vehicles;<\/li><li>Accident without casualties;<\/li><li>Accidents involving foreign vehicles circulating in national territory;<\/li><li>Accidents occurring outside the national territory, even if by a vehicle registered in Brazil.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-mudou-no-dpvat-em-2022\">What changed in DPVAT in 2022<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>On 12\/17\/2021, the National Council of Private Insurance (CNSP) approved the DPVAT exemption for the year 2022.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>As in 2021, the body understood that the surplus amounts in the Caixa Econ\u00f4mica Federal fund are sufficient to cover traffic accidents.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>With this, it will not be necessary for the taxpayer to pay any amount for insurance!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>This savings in the value of the DPVAT will help ease the pockets of taxpayers a little, who will have to pay a more expensive IPVA in 2022.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-solicitar-o-dpvat-2022\">How to apply for DPVAT 2022<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>To apply for DPVAT 2022, follow the steps below:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Download and install the \u201cCaixa DPVAT\u201d application, available for Android and IOS;<\/li><li>Enter the data requested by the application (CPF, Full Name, Cell Phone, Date of Birth, Zip Code, E-mail);<\/li><li>Register a password to access the application;<\/li><li>Click on the DPVAT request and send the requested documents.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ready, within 30 days Caixa will respond to your request, granting or rejecting your request.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Wassup did you like the good news?<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Insurance will have its payment amount reset in 2022. Understand in the article below. The month of January brings with it several extra expenses right at the beginning of the year. And when it comes to vehicles, these charges are even higher. In addition to the IPVA and the Vehicle Licensing Fee, every year it comes with\u2026 <a class=\"more-link\" href=\"https:\/\/informacaoevalor.com\/en\/dpvat-sera-gratuito-em-2022-entenda\/\">Continue reading <span class=\"screen-reader-text\">DPVAT will be free in 2022. Understand<\/span><\/a><\/p>","protected":false},"author":18,"featured_media":2559,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DPVAT ser\u00e1 gratuito em 2022. 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