Economy

Serasa Score: do you know what it is? Discover its importance and how to consult it here

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Thinking about financing a property or a car? Or still wanting to apply for a new credit card? Find out in the article below what the Serasa Score is, its importance and how to consult it.

Every Brazilian needs to resort to some type of bank credit throughout their life.

Buying that financed car, fulfilling the dream of owning a home through Caixa financing.

Even for minor things such as making a credit card, an analysis by the bank is required.

Therefore, knowing how banks interpret our financial life is fundamental for us to understand how we can obtain credit with them more easily.

What is the Serasa Score and why is it important?

The Serasa Score is the Brazilian credit score, which ranges from 0 to 1000 and indicates the consumer's chances of paying their bills on time.

The higher your score, the more chances you have of getting credit.

Its function is to trace a financial history of each person and design a credit consumption profile.

Therefore, whenever you make a credit request to buy a car, a property or even apply for a credit card or increase your limit, your Score is consulted.

In addition, better rates and interest negotiations can be achieved if you have a good credit purchase profile.

How to check my Serasa Score

To check your Score score, just access the Serasa website (https://www.serasa.com.br).

Click on the menuTO ENTER” and then on “CREATE AN ACCOUNT“.

After entering your information and registering a password, you will already have access to the site and you will be able to consult your Score.

Having a good Score guarantees a greater chance of approval for credit cards, loans and financing.

In addition to the Score consultation, the Serasa website offers several financial service options, including:

  • Debt negotiation;
  • CPF monitoring;
  • CNPJ monitoring;
  • Access to the Positive Register;
  • Payment of Tickets;
  • Applying for credit cards;
  • Loan application.

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