Economy
Credit card for negatives. It's possible? We list 5 options
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Amid the increase in the number of negative people, there are still credit cards for people with this profile. Check it out below.
The credit card is already one of the most popular forms of purchase in Brazil.
Despite the high interest rates, it is increasingly difficult to find a person who does not have one or more credit cards in his wallet.
However, we have also seen a huge increase in the number of people in debt due to the economic crisis caused by the pandemic.
This indebtedness also increased the number of negative people, that is, those who have restrictions on their CPF for granting credit.
Is it possible to get a card, even if it's negative?
This is the question most asked by those who had their names denied.
And although access to credit is much more difficult for these people, it is possible to get a credit card with a negative name.
The first option that people don't like very much is hiring a postpaid credit card.
Through it, people can recharge and use it in places that they would not be able to use with a debit card, such as hiring streams, like Netflix or Amazon Prime Video.
If this type of card meets your needs, it is possible to contract it in practically all banks and several other financial institutions in an uncomplicated way.
But what about a normal postpaid card, is it possible?
If a prepaid card doesn't suit you and what you really need is a normal postpaid card, the answer is the same: yes, it is possible to get such a card for negatives.
Below are some options for you to choose from:
- SANTANDER SX CARD: since it is an entrance card, it has a higher approval rate. The minimum income varies depending on whether or not the person applying for the card is a bank customer;
- BMG CARD: By opening a digital account at BMG, the chances of credit card approval are greatly increased. Just create the account and move it around for a while before making the request;
- NEON CARD: just like the previous one, the Neon card can be authorized more easily for those who have a digital account;
- NUBANK CARD: the Nubank card has an easy card release for negatives, even with a low limit. Keep using and paying on time as the limit is being increased;
- TRIGG CARD: it is a card recognized for approving negatives. It requires a minimum income of R$ 1,300.00.
How to apply for a bad credit card?
All of these cards can be ordered directly from the app on your cell phone.
The process is quite simple:
- Open the application PlayStore In your cellphone;
- Enter the name of the desired card and download the application;
- Create an account with your information;
- Enter the requested data and send the requested documents;
- Choose the invoice due date.
Ready! Now all you have to do is follow up on your request until it is approved.
Remembering that in case of negative, you can try again in a few months.
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