Economy
CAIXA Has released credit cards for users. See how to get
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Who says Caixa social savings users can't have access to a credit card? Read the article below and see how to request the card made especially for this audience.
The social and income distribution programs of the social government brought new types of bank accounts.
“Poupança Digital +” was created to meet the great demand for creating accounts to receive these benefits.
Many Brazilian beneficiaries of social programs did not have accounts, or had accounts with restrictions and debts.
This meant that the queues at the banks were crowded with these beneficiaries in search of withdrawing their benefits.
What is Caixa Tem?
CAIXA Tem was designed to facilitate access by all Brazilians to banking services and transactions.
With it, you have a free account to use on a daily basis.
You can receive and send money, save money, pay bills, receive payments and transfers via Pix and pay at the machine.
Plus, with your virtual debit card, you can make purchases on your preferred delivery or video/music app, as well as shop online.
CAIXA Tem is lightweight and compatible with virtually all cellular networks and devices. The technology is also accessible for People with Disabilities (PwD).
What are the advantages of the Caixa Tem credit card?
The Caixa Tem credit card is a card that allows purchases in cash or in installments. Its advantages are:
- payment term: additional period of up to 10 days for payment, that is, up to 40 days without interest to pay your invoice;
- No annuity: the card is free of any annuity, that is, the user only pays for the purchases he actually makes;
- 100% digital contracting: the card can be requested through the application without any bureaucracy, and the user's data is already known to the bank, which facilitates the approval process;
- free additional card: the user can request an additional card for the person of his choice, with purchases broken down by card on the invoice;
- virtual cardl: the virtual card system is enabled, to make online purchases safer;
- international use: the user can request the release of its use in other countries in case of international travel;
- Access to the Caixa Cards app: the user can access his card information quickly and conveniently.
How to apply for a Caixa Tem credit card

Applying for your Caixa Tem credit card is very simple:
- Open your Caixa Tem application on your cell phone;
- Click the Caixa Card icon and follow the instructions;
- Choose the card limit according to your profile;
- Choose the invoice due date;
- Accept the contract terms.
That's it, your request has already been made quickly and completely online.
Now just wait for approval and start using your card.
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